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Installment Loans

Live life in the fast lane—apply in minutes, get a quick decision.

Find out what you qualify for in seconds after submitting required details. Funds may be available as soon as today, subject to approval and cutoff times.

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Why CashLane

Built for speed, clarity, and flexibility—without prepayment penalties.

Fast application

Apply online in minutes and get a decision quickly after we receive required information.

Secure processing

Your information is transmitted over encrypted connections and handled with care.

Flexible repayment

Installments scheduled to align with your pay frequency. No prepayment charges.

How it works

1) Apply

Share a few details about yourself and the amount you need. Depending on state rules and qualifications, additional docs may be requested.

2) Fast result

We assess your application and let you know what you qualify for. You’ll be notified by email after a decision.

3) Funds

If approved and you sign your agreement by cutoff times, funds may be available as soon as the same day.*

What to know (FAQ)

Can I apply with less-than-perfect credit?

Yes—applications are reviewed on more than credit score alone. Approval and terms vary by state and qualifications.

Will I need to upload documents?

Proof of income may be requested (e.g., recent bank statement or benefits award letter). Additional verification may be required.

Do you lend to active-duty military?

Currently we do not provide loans to active-duty military personnel.

Contact us

Questions about your application or account? We’re here to help.

Phone: 888-729-4929
Email: reply@mail.cashlane.net

Hours may vary on holidays.

Locations served

Availability varies by state. Check Rates & Terms for details specific to Texas, Missouri, and Utah.

Returning customers

Already have an account? Log in to continue or finish your application.